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HDFC Bank Ltd., India’s largest backstage assemblage bank, reported 11.5% maturation successful nett profit for the 4th ended 31 December 2026 at ₹18,654 crore compared with ₹16,735.5 crore a twelvemonth ago.
The bank’s Chief Financial Officer (CFO) Srinivasan Vaidyanathan told implicit a league telephone that the slope would bash amended successful the adjacent fiscal year.
Net involvement income (interest earned little involvement expended) for the 4th ended December 31, 2025 grew by 6.4% to ₹32,615 crore from ₹30,653 crore a twelvemonth ago.
Core nett involvement borderline was astatine 3.35% connected full assets, and 3.51% based connected involvement earning assets.
Provisions and contingencies for the 4th ended December 31, 2025 were ₹2,838 crore arsenic compared with ₹3,154 crore a twelvemonth ago.
The slope said it’s Gross Non-Performing Assets (GNPA) reduced to ₹35,179 crore from ₹36,019 crore a twelvemonth ago.
The GNPAs were astatine 1.24% of gross advances arsenic connected December 31, 2025 (0.97% excluding NPAs successful the cultivation segment), arsenic against 1.24% arsenic connected September 30, 2025 (0.99% excluding NPAs successful the cultivation segment), and 1.42% arsenic connected December 31, 2024 (1.19% excluding NPAs successful the cultivation segment).
The Net Non-Performing Assets ( NNPA) nevertheless grew to ₹11,982 crore from ₹11,588 crore a twelvemonth ago.
The NNPAs were astatine 0.42% of nett advances arsenic connected December 31, 2025.
The bank’s mean deposits were astir ₹27,52400 crore for the December 2025 quarter, a maturation of 12.2% YoY.
The bank’s mean advances nether management, grossing up for transfers done inter-bank information certificates, bills rediscounted and securitisation / duty were astir ₹ 28,64,100 crore for the December 2025 quarter, a maturation of 9.0% implicit astir ₹26,27,600 crore for the December 2024 quarter, and a maturation of 2.5% implicit astir ₹27,94600 crore for the September 2025 quarter.
Gross advances were astatine ₹ 28,44,600 crore arsenic of December 31, 2025, an summation of 11.9% implicit December 31, 2024. Advances nether absorption grew by 9.8% implicit December 31, 2024.
Retail loans grew by 6.9%, tiny and mid-market enterprises loans grew by 17.2% and firm and different wholesale loans grew by 10.3%. Overseas advances constituted 1.7% of full advances, the slope said.
The bank’s consolidated nett aft taxation for the 4th was ₹ 19,807 crore a maturation of 12.2% YoY.
ED Bhavesh Zaveri to retire
The slope successful a filing said that Bhavesh Zaveri, Executive Director of the slope would retire
on April 18, 2026 after a 3 years tenure as helium has requested for not seeking re-appointment.
“He seeks to research opportunities extracurricular the banking sector, including successful the radical companies, if possible. Accordingly, helium volition discontinue arsenic an Executive Director of the Bank with effect from the adjacent of concern hours on April 18, 2026,” the slope said.
