4 months ago
2
Yes Bank Ltd for the 3rd 4th ended December 31, 2025 reported 55.4% leap successful nett net Year connected Year (YoY) astatine ₹952 crore.
The bank’s Net Interest Income (NII) astatine ₹2,466 crore during the 4th grew 10.9% YoY.
Net Interest Margin (NIM) astatine 2.6% was up 20 bps YoY.
The slope witnessed an imprisonment successful its plus quality. The GNPA ratio astatine 1.5% successful Q3FY26 was down 10 bps YoY and NNPA ratio astatine 0.3% was down 20 bps YoY.
Gross slippages were astatine ₹1,050 crore (1.6% of advances ) arsenic compared with ₹1,248 crore (2% of advances) successful the erstwhile quarter.
Retail slippages astatine 3.7% of retail advances were lowest successful past 7 quarters and determination was betterment crossed some secured & unsecured portfolios, the slope said.
Total recoveries and upgrades were astatine ₹1,224 crore including gross nett & nonaccomplishment summation from information receipts of ₹ 555 crore, the slope said.
Net advances astatine ₹2,57,451 crore registered maturation of 5.2% YoY driven by momentum successful Commercial Banking, Large Corporates and Credit Cards, the slope said. Retail Assets Disbursement was up 15% YoY.
Total disbursements astatine ₹ 26,982 crore grew 7% YoY led by sustenance of maturation momentum crossed segments, the slope said.
Total deposits astatine ₹ 2,92,524 crore grew 5.5% YoY with continued outperformance successful CASA deposits.
