Weather-based insurance: Meagre compensations to areca farmers in Shivamogga push growers, elected representatives, and officers to blame defunct weather stations

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Growers, elected representatives, and officers successful  the territory  reason  that lapses successful  information  postulation  impacted the calculation of the compensation.

Growers, elected representatives, and officers successful the territory reason that lapses successful information postulation impacted the calculation of the compensation. | Photo Credit: File photo

The defunct upwind stations astatine gram panchayats outgo areca growers astatine Shivamogga territory heavily, arsenic a bulk of them received a meagre sum arsenic compensation for the nonaccomplishment of crops nether the weather-based security scheme.

Growers, elected representatives, and officers successful the territory reason that lapses successful information postulation impacted the calculation of the compensation. In the twelvemonth 2024-25, each husbandman paid ₹6,400 per hectare arsenic a premium. The full sum assured per hectare was ₹1.28 lakh, and the full premium is 30% of the sum assured.

The Union government, State government, and the husbandman contributed to the premium. While the husbandman paid 5%, the Centre and State contributed 12.5% each. The full premium paid per hectare was ₹38,400, with the farmers’ publication unsocial astatine ₹26 crore. Considering the upwind conditions, the full payout to growers successful the territory was ₹113 crore. In the erstwhile twelvemonth (2023-24), the farmers’ publication was ₹21 crore, and the full payout was ₹157 crore, which the growers were blessed with.

Zero successful 2 panchayats

The compensation received by growers for the twelvemonth 2024-25 ranged from zero to ₹89,000 per hectare. In 2 gram panchayats — Kudumallige successful Tirthahalli taluk and Marutipura successful Hosanagar taluk — the payout was zero. Growers successful Honnethal of Tirthahalli taluk received the maximum, that is, ₹89,000. A bulk of growers received a fewer 100 rupees arsenic compensation. Madhu Bangarappa, Minister for School Education, who is besides in-charge Minister of the district, held a gathering connected the contented with officers astatine Shivamogga connected December 5.

Gurudatta Hegde, Deputy Commissioner, A.B. Sanjay, Joint Director of Horticulture, and others brought to the announcement of the Minister that galore upwind stations were not functioning properly. The territory has astir 280 stations, which are maintained by the Karnataka State Natural Disaster Monitoring Centre. The Deputy Commissioner has written to the Karnataka State Natural Disaster Monitoring Centre seeking information connected the defunct stations.

Detailed report

The compensation is calculated considering information related to rainfall, temperature, and humidity from the respective automatic upwind stations. If a upwind presumption is not functioning, the security institution takes the speechmaking of the nearest station, identified arsenic the backup station. The Minister and officers felt that relying connected the readings of different presumption would not assistance successful assessing the existent loss. “In Malnad region, the complaint of rainfall could beryllium varied wrong a gram panchayat’s limits. If the backup presumption is rather acold from a panchayat, the readings could beryllium misleading, resulting successful incorrect calculations,” helium observed.

The Minister directed the Deputy Commissioner and different officers to hole a elaborate study connected the issue, stating that helium would instrumentality it up with the Development Commissioner and the Revenue Minister. “Farmers should get their dues. We volition enactment retired ways to assistance farmers who suffered losses owing to the dense rains past year. And we volition guarantee the aforesaid is not repeated with the existent year’s assessment,” helium added.

B.Y. Raghavendra, Shivamogga MP, raised the contented successful parliament connected December 3. Earlier, speaking to property persons successful Shivamogga earlier leaving for the parliament session, helium said the compensation the growers received was negligible, considering the nonaccomplishment they suffered past twelvemonth (2024-25). The territory should person gotten astatine slightest different ₹100 crore, helium stated.

Published - December 05, 2025 07:20 p.m. IST

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