UCO Bank Q3 net rises 16% to ₹739 crore

UCO Bank Ltd. for the 3rd 4th ended 31 December 2025 reported 16% maturation successful nett net astatine ₹739 crore arsenic against ₹639 crore a twelvemonth ago. 

Net Interest Income (NII) for the 4th roseate 11.27% Year connected Year (YoY) to ₹2,646 crore.

Net Interest Margin (NIM) (Global) stood astatine 3.08% and (Domestic) astatine 3.27%.

Gross NPA improved to 2.41 % arsenic connected 31 December 2025 arsenic against 2.91% a twelvemonth ago, registering an betterment of 50 bps YoY.

Net NPA improved to 0.36 % arsenic connected 31 December 2025 against 0.63% a twelvemonth agone registering an betterment of 27 bps YoY.

Provision Coverage Ratio stood astatine 97.32%. Slippage Ratio stood astatine 0.85%.

The slope said it’s full concern grew 13.25% YoY to ₹5,53,680 crore from ₹4,88,911 crore a twelvemonth ago. 

Total deposits accrued by 10.64% YoY ₹3,10,086 crores Gross advances grew 16.74% YoY to ₹2,43,594 crore. 

RAM (Retail, Agri & MSME) concern stood astatine ₹1,43,919 crore arsenic against ₹1,14,350 crore a twelvemonth ago, as connected 31.12.2024, up 25.86% YoY. 

Retail Advances stood astatine ₹64,159 crore, up 28.18% YoY backed by maturation successful location indebtedness and conveyance indebtedness portfolio which registered a maturation of 18.79% and 73.50% respectively YoY.

Agriculture advances stood astatine ₹34,954 crore, up 24.69% YoY. Advances to MSME assemblage stood astatine ₹44,806 crore, up 23.56% YoY.