2 weeks ago
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State Bank of India (SBI), the country’s biggest lender, for the 4th fourth ended March 31, 2026 reported a 6% Year connected Year (YoY) maturation successful standalone nett aft taxation (PAT) astatine ₹19,684 crore. For FY26 the slope reported 13% YoY maturation successful PAT astatine ₹80,032 crore.
The committee has declared a dividend of ₹17.35 per equity share. Soon aft the announcement of the results, the banks shares came nether selling unit and closed with a nonaccomplishment of 6.62% astatine ₹1,019.55 connected the BSE.
For the quarter, the bank’s Net Interest Income (NII) grew 4.13% YoY to ₹44,380 crore. For FY26 the NII grew 4.08% to ₹173,120 crore.
The Net Interest Margin (NIM) for the 4th fell 21 ground points to 2.93% from 3.14% a twelvemonth ago.
Similarly, for FY26 NIM was down 18 ground points to 3.03%.
For the 4th the slope reported 2.4% YoY autumn successful full income to ₹140,412 crore. For FY26 full income grew 5% to ₹551,648 crore.
Lower provisions
The slope has made little provisions of ₹3,140 crore towards Non Performing Assets (NPA) for the 4th arsenic compared with ₹3,964 crore a twelvemonth ago.
But for FY26 it has made higher proviso of ₹15,422 crore arsenic compared with ₹14,418 crore successful the erstwhile year.
For the twelvemonth ended March 31, 2026 the Gross NPA of the slope was little astatine ₹73,452 crore arsenic compared with ₹76,880 crore a twelvemonth ago.
Net NPA was astatine 18,830 crore arsenic compared with ₹19,667 crore a twelvemonth ago. The bank’s advances reported maturation of 16.87% YoY with home advances increasing astatine 16.33% YoY.
Retail advances grew by 17.11% YoY, with treble digit maturation successful each segments.
SME advances grew by 20.99% YoY followed by Agri advances maturation of 19.68% YoY and Retail idiosyncratic advances maturation of 15.22%. Corporate Advances registered YoY maturation of 14.83%.
The slope saw a deposit maturation of 11.03% YoY. The bank’s consolidated nett net for the 4th fourth grew marginally by 1% YoY to ₹20,161 crore. For FY26 nett net grew 8% YoY to ₹85,168 crore.
