4 months ago
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RBL Bank Ltd for the 3rd 4th ending December 31, 2025 reported 555% maturation successful nett net astatine ₹214 crore arsenic compared with ₹33 crore successful the twelvemonth agone period.
Net Interest Income (NII) for the play grew 5%. The Net Interest Margin (NIM) was 4.63%.
In an betterment successful plus prime the bank’s Gross NPA ratio arsenic astatine December 31, 2025 was 1.88% arsenic compared with 2.32% arsenic astatine September 30, 2025.
Net NPA ratio arsenic astatine December 31, 2025 was 0.55% arsenic compared with 0.57% arsenic astatine September 30, 2025.
Provision Coverage Ratio including method constitute offs was 93.2%, the slope said.
Total Deposits grew 12% YoY and nett advances grew 14% YoY. Secured retail advances grew 24% YoY ₹34,407 crore, arsenic the slope reduced Inter-Bank Participation Certificate (IBPC) outstanding from ₹4,500 crore to ₹1,500 crore.
Retail Advances publication grew 10% YoY to ₹60,611 crore portion wholesale advances roseate by 21% YoY to ₹42,475 crore; Commercial banking grew faster 30% YoY, the slope said.
R. Subramaniakumar, MD & CEO, RBL Bank said, “Q3 FY26 marks different 4th of unchangeable and accordant operational show for the bank. We continued to present beardown maturation successful our absorption areas, with secured retail advances and commercialized banking driving plus broadside enlargement portion granular deposits supported connected liability side.”
“The postulation ratio successful our Joint Liability Group (JLG) concern has materially improved and disbursal run-rate are present adjacent to normalised levels. Our halfway operating motor remains robust — anchored successful disciplined execution, profitable Balance Sheet, and a sharper transverse merchantability to our existing lawsuit base,” helium said.
“During the quarter, the slope received shareholder support for superior infusion by Emirates NBD PJSC and for amalgamation of its Indian branches with RBL. The slope is awaiting regulatory approvals for the same,” helium added.
