Punjab National Bank's Q2 profit rises 14% to ₹4,904 crore

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People locomotion  past   a Punjab National Bank subdivision  successful  Mumbai. File

People locomotion past a Punjab National Bank subdivision successful Mumbai. File | Photo Credit: Reuters

Punjab National Bank connected Saturday (October 18, 2025) reported 14% emergence successful standalone nett net astatine ₹4,904 crore for September 4th FY26.

It had logged a nett of ₹4,303 crore successful the year-ago period, the state-owned lender said successful a BSE filing.

Operating nett successful July-September was astatine ₹7,227 crore and ₹14,308 crore successful April-September (H1) FY26, signaling a maturation of 5.46% and 6.51%, respectively connected year-on-year basis.

Total income successful the 2nd 4th was astatine ₹36,214 crore and ₹73,445 crore successful H1FY26, clocking a YoY maturation of 5.1% and 10.3%, respectively.

Bank's nett involvement income (NII) accrued to ₹21,047 crore successful H1FY26 from ₹20,993 crore successful H1FY25, showing an betterment of 0.26% connected year-on-year basis.

Gross NPA ratio improved by 103 ground points to 3.45% arsenic connected September 2025 from 4.48% a twelvemonth ago. Net NPA ratio improved by 10 ground points to 0.36% from 0.46% arsenic connected September 2024.

The slope further said its savings deposits accrued to ₹5,08,964 crore, registering a year-on-year maturation of 4.2%, portion existent deposits accrued to ₹74,215 crore, an summation of 9%.

It besides informed that concern per worker improved to ₹27.62 crore arsenic connected September 2025 from ₹25.26 crore a twelvemonth ago. Business per subdivision bettered to ₹263.06 crore from ₹240.72 crore.

According to the filing, Punjab National Bank's planetary concern grew 10.6% year-on-year to ₹27,86,673 crore arsenic connected September 2025 from ₹25,20,246 crore a twelvemonth ago.

Global deposits registered a maturation of 10.9% to ₹16,17,080 crore.

Published - October 18, 2025 10:19 p.m. IST

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