6 days ago
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Karnataka Bank recorded an each clip precocious nett net of ₹1,310.50 crore during 2025-26 arsenic against ₹1,272.37 crore successful 2024-25, signaling a maturation of 3%.
The slope achieved an all-time precocious aggregate concern turnover of ₹1,92,118.67 crore successful the past fiscal year.
The committee of directors approved the audited yearly fiscal results for the 4th and afloat twelvemonth which ended connected March 31, 2026 astatine a gathering present connected Tuesday.
The committee projected a dividend of 50% for support successful the forthcoming yearly wide gathering of the bank, a merchandise said.
Fourth 4th result
The slope recorded a nett net of ₹408.19 crore during the 4th fourth of 2025-26 arsenic against a nett net of ₹252.37 crore successful the corresponding play of the erstwhile fiscal, registering a maturation of 61.74%.
Raghavendra S Bhat, managing manager and CEO, said the all-time precocious yearly nett net reflected the spot of its resilient concern model, focused maturation strategy, and continued accent connected operational efficiency.
He said the plus prime of the slope has besides improved significantly, supported by dependable lending practices, effectual betterment mechanisms, and sustained monitoring of the indebtedness portfolio.
The gross non-performing assets (NPAs) of the slope declined by 30 ground points from 3.08% successful Q4 2024-25 to 2.78% successful Q4 2025-26, and the nett NPA of the slope declined by 33 ground points from 1.31% to 0.98%.
The nett involvement income (NII) of the slope accrued to ₹842.95 crore successful the 4th fourth of 2025-26 from ₹780.68 crore successful the corresponding play of the erstwhile fiscal. However, the different income of the slope declined to ₹398.86 crore successful Q4 2025-26 from ₹428.23 crore successful Q4 2024-25.
The nett involvement borderline (NIM) of the slope stood astatine 3.07% successful Q4 2025-26 arsenic against 2.98 % successful Q4 2024-25.
He said the slope achieving an all-time precocious aggregate concern turnover successful the past fiscal twelvemonth underlined the beardown momentum successful some deposits and advances and reaffirmed the assurance reposed by customers and stakeholders.
The gross advances of the slope stood astatine ₹83,339.92 crore successful 2025-26 (₹77,958.72 crore successful 2024-25). The CASA (current relationship savings account) deposits of the slope grew by 9.85% from ₹33,281 crore successful Q4 2024-25 to ₹36,559.66 crore successful Q4 2025-26.
Mr. Bhat said the strategical absorption volition besides stay connected gathering a high-quality and diversified recognition portfolio, improving operational ratio done exertion and analytics-driven initiatives, enhancement of low-cost deposits and enhancing integer capabilities to present a seamless lawsuit experience. The slope aims to deepen its beingness crossed cardinal markets by leveraging its organisation web and strengthening lawsuit engagement.
