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Indian Bank standalone nett aft taxation accrued 7.3% to ₹3,061.4 crore successful the 3rd 4th of fiscal 2026, arsenic against ₹2,852.36 crore successful the twelvemonth agone period.
The bank’s nett involvement income (NII) accrued 7.5% to ₹6,896 crore successful the reporting 4th arsenic against ₹6,415 crore successful the corresponding play past year. A batch of the summation has to bash with the summation successful Retail , Agriculture and MSME (RAM) loans successful the quarter. The stock of each the 3 enactment unneurotic accrued to 66% successful the quarter-ended December 2025 from astir 64% successful the year-ago period. The slope has kept idiosyncratic indebtedness books thin and further reduced their vulnerability by 9.8% to ₹6,706 crore. The slope has made a “conscious effort” to support it low, said Binod Kumar, CEO and MD of Indian Bank, successful an interrogation with The Hindu. The determination becomes important successful the discourse of rising plus prime risks successful the segment. The nett involvement borderline of the slope reduced somewhat by 0.17% to 3.4% successful Q3FY26. The Gross Non-Performing Assets (NPA) successful stock of full advances reduced to 2.23% successful the precocious concluded 4th from 3.3% successful the twelvemonth agone period. The NNPA reduced to 0.15% from 0.21%.
Speaking astir the stagnation successful the summation successful deposits successful the banking assemblage arsenic a whole, Mr. Kumar said that this was owed to the expanding avenues of investments for depositors and was portion of the modulation to a developed system wherever deposits are diversified.
