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Banks and fiscal institutions, taken together, reported 10,114 fraud cases involving ₹48,021 crore successful 2025-26, against 23,722 cases involving ₹32,803 crore successful 2024-25, according to the yearly study for the Reserve Bank released connected Friday (May 29, 2026).
An appraisal of slope group-wise fraud cases implicit the past 3 years indicates that though the fig of frauds for nationalist and backstage assemblage banks has reduced, the magnitude progressive has accrued implicit the years, said the RBI Annual Report for 2025-26.
While the fig of frauds was the highest nether card/internet/digital payments class during 2023-24 and 2024-25, advances class accounted for the largest stock successful 2025-26.
In worth terms, frauds were concentrated successful the advances class crossed 3 years. Public assemblage banks (PSBs) reported a diminution successful the fig of fraud cases successful 2025-26 year-on-year, though the magnitude progressive roseate sharply to ₹35,709 crore.
State-owned banks reported 5,418 fraud cases during 2025-26, little than 6,916 cases successful 2024-25 and 7,446 successful 2023-24. The magnitude progressive successful specified frauds astatine PSBs was ₹23,617 crore successful 2024-25 and ₹8,092 crore successful 2023-24.
According to the information connected fraud cases, backstage assemblage banks besides reported a autumn successful the fig of fraud cases to 3,956 successful 2025-26 from 14,024 successful the preceding fiscal twelvemonth and 23,965 successful 2023-24.
The magnitude progressive successful frauds astatine backstage banks stood astatine ₹11,399 crore successful 2025-26 against ₹8,927 crore successful FY25 and ₹2,667 crore successful FY24.
Foreign banks reported 210 fraud cases involving ₹290 crore during 2025-26, compared with 1,447 cases involving ₹181 crore successful the preceding year.
Small concern banks reported 467 fraud cases involving ₹114 crore successful 2025-26, portion payments banks recorded 47 fraud cases amounting to ₹11 crore.
A full of 8,640 fraud cases involving ₹40,774 crore successful the advances class successful the past fiscal year, compared to 7,924 cases involving ₹30,367 during 2024-25 and 4,105 cases involving ₹8,917 crore during 2023-24.
Card/internet/digital payments fraud cases stood astatine 293 involving ₹29 crore, importantly down from 13,332 (₹517 crore) during 2024-25 and 28,836 (₹1,452 crore) successful 2023-24, the information showed.
The information relates to frauds of ₹1 lakh and supra reported during the period, and added that frauds reported successful a twelvemonth could person occurred respective years earlier.
The RBI said the information for 2025-26 includes fraud classification successful 314 cases amounting to ₹30,199 crore pertaining to erstwhile fiscal years, which were reported afresh aft re-examination pursuing the Supreme Court's March 2023 judgement.
To heighten cyber resilience crossed the supervised entities (SEs), the Reserve Bank has operationalised the Cyber Range inaugural done a 'state-of-the-art' level deployed astatine Institute for Development and Research successful Banking Technology (IDBRT).
The RBI said the level facilitates cyber drill exercises based connected simulated scenarios, including incidents observed oregon reported crossed SEs, thereby strengthening sectoral preparedness, effect capabilities, and resilience against emerging cyber threats.
The RBI said it volition initiate micro-data analytics task for cyber hazard and reappraisal of risk-based attack for KYC/AML supervision during the existent fiscal year.
