Farmer applications in crop, weather insurance schemes rose in Dakshina Kannada over five years: Agriculture Ministry

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Ramnath Thakur

Ramnath Thakur | Photo Credit: File photo

Farmer applications benefitted nether the Pradhan Mantri Fasal Bima Yojana (PMFBY) and the Restructured Weather-Based Crop Insurance Scheme (RWBCIS) roseate steadily successful Dakshina Kannada implicit the past 5 years, according to the Union Ministry of Agriculture.

Applications accrued from 56,114 successful 2020-21 to 2.77 lakh successful 2024-25, Ramnath Thakur, Union Minister of State for Agriculture and Farmers’ Welfare told the Lok Sabha connected February 10.

Also Read | Karnataka bags 2nd spot successful Pradhan Mantri Fasal Bima Yojana harvest security rollout

The applications accrued to 92,238 successful 2021-22, to 1.43 lakh successful 2022-23 and to 2.25 lakh successful 2023-24. The full applications successful 5 years stood astatine 7.95 lakh, the Minister said portion replying to a question by Captain Brijesh Chowta, Member of Parliament of Dakshina Kannada.

Of ₹1,115.78 crore of reported claims nether the 2 security schemes, ₹1,110.41 crore were paid, and claims to the tune of ₹5.37 crore were pending to beryllium settled during the five-year period, helium said.

The Minister said a bulk of the admissible claims nether PMFBY were settled wrong the stipulated timelines nether the operational guidelines of the strategy by the security companies. However, during the implementation of the scheme, immoderate complaints were received successful the past astir outgo of claims which are chiefly connected relationship of hold successful providing State authorities stock of subsidy; non-payment/delayed outgo oregon nether outgo of claims connected relationship of incorrect/delayed submission of security proposals by banks; discrepancy successful output information and consequent disputes betwixt State Government and security companies etc.

“The pending claims connected relationship of these contented are settled aft their solution arsenic per provisions of the scheme,” the Minister said.

Both PMFBY and RWBCIS are chiefly implemented connected an ‘area approach’ basis. In addition, broad hazard sum for farmers’ crops against each non-preventable earthy risks — from pre-sowing to post-harvest stages — is provided nether the strategy astatine a precise minimum premium.

Admissible claims, successful this case, are worked retired and paid straight to the insured farmer’s relationship by the security companies done the DigiClaim module connected the National Crop Insurance Portal (NCIP), based connected the output information per portion country furnished to the security institution by the acrophobic State authorities and the assertion calculation look envisaged successful the operational guidelines of the scheme. As the claims are being worked retired connected an mean shortfall successful yield, circumstantial reasons for harvest nonaccomplishment are not recorded.

Arecanut crop

The Minister added that the arecanut harvest has been notified successful assorted districts of Karnataka nether the RWBCIS for the monsoon and post-monsoon seasons, and security compensation is provided nether the said strategy successful lawsuit of harvest nonaccomplishment owed to upwind conditions.

Reviews, revisions, rationalisation and improvements successful the harvest security schemes are a continuous process and decisions based connected suggestions, representations oregon recommendations of the stakeholders are taken from clip to time, helium said. Based connected the acquisition gained, views of assorted stakeholders and with a presumption to guarantee amended transparency, accountability, timely outgo of claims to the farmers and to marque the strategy much husbandman friendly, the authorities has periodically revised the operational guidelines of the PMFBY comprehensively successful 2018, 2020 and 2023 to guarantee that the eligible benefits nether the strategy scope the farmers timely and transparently, the Minister said.

Published - February 10, 2026 06:30 p.m. IST

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