3 weeks ago
2
MUMBAI
Bank of Baroda, the 2nd largest nationalist assemblage slope for the 4th fourth ended March 31, 2026 reported 11% YoY maturation successful Profit After Tax (PAT) astatine ₹5, 616 crore.
Net Profit for the fiscal twelvemonth (FY26) astatine ₹20,021 crore, grew 2.2% YoY.
The bank’s Board has recommended a dividend of ₹8.5 per equity stock for FY26.
Net Interest Income (NII) for the 4th expanded by 8.7% YoY to ₹12,494 crore. For FY26 NII astatine ₹47,682 crore grew 2.5% YoY.
Global Net Interest Margin (NIM) for Q4FY26 stood astatine 2.89%. It stood astatine 2.89% for FY26.
Domestic Net Interest Margin (NIM) stood astatine 3.08% for the quarter. It stood astatine 3.04% for FY26. Gross NPA Ratio improved to 1.89% successful the 4th from 2.26%a twelvemonth ago. The Net NPA Ratio of the slope was reduced by 13 bps YoY and stood astatine 0.45% successful Q4FY26. Domestic advances of the slope accrued to ₹11,69,458 crore, up 14.5% YoY.
Global advances accrued to ₹14,29,879 crore, +16.2% YoY. International advances grew by 24.4% YoY to ₹2,60,421 crore successful March 2026. Domestic Deposits accrued by 12.8% YoY to ₹14,01,290 crore successful March 2026.
Global Deposits accrued by 12.0% YoY to ₹16,48,487 crore. International deposits grew by 7.5% YoY ₹2,47,197 crore successful March 2026.
The slope said retail advances grew by 17.9%, driven by beardown maturation crossed segments specified arsenic Auto Loan (20.6%), Mortgage Loan (19.3%), Home Loan (14.6%) and Education Loan (10.9%).
Agriculture indebtedness portfolio grew by 20.7% YoY to ₹1,91,063 crore. MSME portfolio grew by 15.6% YoY to ₹1,59,786 crore. Corporate advances registered a maturation of 11.2% YoY and stood astatine ₹ 4,56,584 crore.
