3 months ago
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Bank of Baroda Ltd., for the 3rd 4th ended December 31, 2025, reported 4.5% Year connected Year (YoY) maturation successful nett net astatine ₹5,055 crore aided by an betterment successful plus quality.
Net Interest Income (NII) for the 4th stood astatine ₹11,800 crore arsenic compared with ₹ 11,786 crore a twelvemonth ago, up 1%.
Global Net Interest Margin (NIM) stood little astatine 2.79% arsenic compared with 3.04% a twelvemonth agone .Gross NPA Ratio improved to 2.04% from 2.43% successful the twelvemonth agone period. The Net NPA Ratio reduced by 2 bps YoY and stood astatine 0.57%.
Domestic Advances of the slope accrued to ₹10,96,557 crore, up 13.6% YoY. Global Advances accrued to ₹ 13,44,904 crore, up 14.7% YoY.
Domestic deposits accrued by 11.1% YoY to ₹ 13,07,189 crore. Global deposits accrued by 10.3% YoY to ₹15,46,749 crore.
Organic retail advances grew by 17.4%, led by beardown maturation crossed segments specified arsenic Mortgage Loan (21.0%), Auto Loan (17.4%), Home Loan (16.0%), Education Loan (12.8%) and Personal Loan (12.0%) connected a YoY basis.
Agriculture indebtedness portfolio grew by 19.0% YoY to ₹1,79,805 crore. Organic MSME portfolio grew by 16.4% YoY to ₹1,53,415 crore. Corporate advances registered a maturation of 8.1% YoY and stood astatine ₹4,18,963 crore.
