6 months ago
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Bank of Baroda Ltd for the 2nd 4th ended September 30, 2025 reported 8.2% driblet successful nett net to Rs 4,809 crore arsenic compared with 5,238 crore successful the twelvemonth agone period. In the aforesaid play past twelvemonth the slope had reported an 1 clip gain.
Net Interest Income (NII) of the slope astatine Rs 11,954 crore, grew 2.7% implicit Rs 11,637 crore successful the twelvemonth agone period. However, Net Interest Margin (NIM) declined 15 bps to 2.96% during the 4th from 3.11% a twelvemonth ago.
The slope said its plus prime improved during the 4th and its made a full proviso of Rs 1,232 crore arsenic compared with Rs 2,336 crore a twelvemonth ago, down 47%.
Gross NPA Ratio improved to 2.16% successful Q2FY26 from 2.50% successful Q2FY25.
The Net NPA Ratio reduced by 3 bps YoY and stood astatine 0.57% successful Q2FY26. The slippage ratio for the 4th declined by 16 bps YoY to 0.91%.
Domestic advances of the slope during the 4th accrued to Rs 10,46,506 crore, up 11.5% Year connected Year (YoY). The slope said retail advances grew by 17.6% led by maturation successful segments specified arsenic owe indebtedness (19.8%), car indebtedness (17.7%), location indebtedness (16.5%), acquisition indebtedness (14%) and idiosyncratic indebtedness (18.6%) on a YoY basis.
While agriculture indebtedness portfolio grew by 17.4% YoY to Rs 1,69,703 crore, SME portfolio grew by 13.9% YoY to Rs 1,442,401 crore.
Corporate advances registered a maturation of 3% YoY and stood astatine Rs 4,00,682 crore.
Domestic deposits accrued by 9.7% YoY to Rs 12,71,992 crore.
