Are e-KYC norms excluding MGNREGA workers? | Explained

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 TAMIL NADU; 01/03/2025.. Beneficiary-workers of the Mahatma Gandhi National Rural Employment Guarantee Scheme engaged successful  the widening of a proviso   transmission  successful  Melamangalam colony   panchayat, Kalayarkoil artifact  successful  Sivaganga district.  Photo : Moorthy. G / The Hindu

Madurai : TAMIL NADU; 01/03/2025.. Beneficiary-workers of the Mahatma Gandhi National Rural Employment Guarantee Scheme engaged successful the widening of a proviso transmission successful Melamangalam colony panchayat, Kalayarkoil artifact successful Sivaganga district. Photo : Moorthy. G / The Hindu | Photo Credit: G. Moorthy

The communicative truthful far: The Mahatma Gandhi National Rural Employment Guarantee Act (MNREGA) covers 26 crore registered workers crossed 2.69 lakh gram panchayats. Over the past six months, astir 15 lakh workers were deleted. But successful conscionable 1 month, betwixt October 10 and November 14 this year, they changeable up to 27 lakh — astir treble the six-month total. This acold exceeds the 10.5 lakh additions during the aforesaid period. The spike successful deletions coincides with the Union government’s propulsion to behaviour e-KYC (know your customer) verification of workers, to weed retired ineligible workers.

What are the government’s reasons?

The Union Ministry of Rural Development successful a connection connected Friday said that verification of MGNREGA workers is simply a continuous process. The e-KYC is different measurement towards this. “It volition fortify transparency, efficiency, and easiness of work transportation nether MGNREGA,” the connection said. As per the statement, till day implicit 56% of progressive workers person completed their e-KYC verification crossed States.

How were workers verified before?

From time-to-time, the authorities has introduced respective means of verification to guarantee that nary ineligible idiosyncratic draws immoderate benefits from MNREGA. To this extremity the government, aft moving a aviator for astir a year, from May 2022, made it mandatory that the attendance of workers is captured digitally utilizing a mobile based exertion —the National Mobile Monitoring System (NMMS). The authorities directed that the mate oregon supervisor connected each MNREGA worksite should click and upload geotagged pictures of the workers doubly a day. In January 2023, the authorities made the Aadhaar Based Payment System (ABPS) mandatory. The ABPS uses the worker’s unsocial 12-digit Aadhaar fig arsenic their fiscal address. For the ABPS to work, a worker’s Aadhaar details indispensable beryllium seeded to her occupation paper and her slope account. The worker’s Aadhaar indispensable besides beryllium mapped with the National Payments Corporation of India (NPCI) database. Moreover, the bank’s Institutional Identification Number (IIN) indispensable itself beryllium mapped with the NPCI database.

How does e-KYC work?

As stated above, the attendance of MNREGA workers has been marked connected the NMMS since May 2022 connected each worksites. This exertion besides has an e-KYC feature, whereby the mate oregon supervisor clicks a representation of the idiosyncratic which is verified against the worker’s representation successful the Aadhaar database.

Is determination immoderate correlation betwixt the e-KYC thrust and deletion of MNREGA workers?

This is not the archetypal clip that determination is simply a surge successful the deletion of MNREGA workers. Both the instauration of the NMMS and ABPS were aimed astatine bringing greater transparency but besides contributed to exclusion. In the lawsuit of NMMS, determination person been recurrent complaints of patchy web connectivity, particularly successful distant areas and small to nary technological know-how among the workers. There person been complaints that enactment could not beryllium recorded due to the fact that of these issues which led to nonaccomplishment of wages.

Aadhaar seeding of occupation cards is the foundational measurement towards ABPS. But this has thrown respective challenges. Often the demographic details of Aadhaar person been recovered to beryllium antithetic from that of the occupation card. In galore cases it was recovered that a alteration successful a missive present oregon there, betwixt the mode the sanction is spelled retired successful the 2 documents, led to workers’ exclusion. Deletions roseate by 247% betwixt 2021-22 and 2022-23 during the rotation retired of the ABPS.

NMMS has besides failed successful achieving its intended extremity of “transparency.” It was discovered that irrelevant oregon unrelated photographs were being uploaded. In galore cases, “photo-to-photo capturing alternatively of unrecorded enactment images” was being done. There was besides “mismatch successful existent versus recorded count.” In July this year, the Ministry issued a circular directing States to guarantee that photographs and attendance of workers are verified astatine the gram panchayat, block, territory and State level. The circular introduced a strategy wherein the percent of carnal verification of the uploaded photographs of workers would trim astatine antithetic levels. At the gram panchayat level, determination would beryllium 100% verification of the contiguous workers. At artifact level, 20% of photos astatine random would request to beryllium verified, astatine territory level this fig comes down to 10% and astatine the State level 5%. One of the reasons to present e-KYC for workers was the nonaccomplishment of the NMMS.

The authorities has refuted the assertion that e-KYC has led to deletions. The Ministry said that a elaborate Standard Operating Procedure (SOP) was issued successful January this twelvemonth connected deletion of occupation cards/workers. “This SOP provides clear, uniform, and transparent guidelines for States to follow, ensuring fairness, accountability, and extortion of workers’ interests successful the absorption of occupation paper records. Adequate safeguards person been made portion of the SOP to forestall arbitrary/wrongful deletion,” the ministry said. These safeguards see work of the names of workers who are intended to beryllium deleted from the system, and giving them capable clip to record appeals. However, the authorities failed to explicate wherefore States with precocious e-KYC completion rates are starring successful deletions. Andhra Pradesh, wherever 78.4% of workers person completed e-KYC, recorded 15.92 lakh deletions. Tamil Nadu (67.6%) saw 30,529 deletions, and Chhattisgarh (66.6%) reported 1.04 lakh.

Published - November 23, 2025 01:51 americium IST

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