IMF Managing Director Kristalina Georgieva connected Friday (February 20, 2026) said artificial intelligence could assistance planetary maturation by 0.8% and assistance India execute the Viksit Bharat goal, but poses important hazard of displacement of jobs and fiscal stability.
While being optimistic astir the technology, Ms. Georgieva cautioned against “sugarcoating” the interaction of AI and called for striking a equilibrium betwixt gathering and managing AI arsenic a ‘force for good, oregon a unit for evil’.

“AI tin assistance up planetary maturation by astir a percent point. We accidental 0.8%. It would mean that the satellite would turn faster than it did earlier the COVID pandemic. And that is fantastic for creating much opportunities, much jobs. This is the magnitude that we spot for India, and it would mean that India’s Viksit Bharat is achievable,” Ms. Georgieva said astatine the AI Impact Summit successful New Delhi.
She said AI creates imaginable for countries that spell accelerated connected integer infrastructure, skills, and adoption of AI, and countries indispensable clasp the opportunities, portion being mindful of the risks.
Three large risks
“I americium precise optimistic astir AI. I’m besides not naive, it brings important risks,” she said portion listing retired 3 large risks from AI.
First, it brings the hazard of making countries and the satellite little just arsenic immoderate countries volition person the exertion and others would not, and the different is the hazard of fiscal stability, wherein AI could get escaped and make havoc connected fiscal markets.
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Also, it brings the hazard of displacement of jobs with nary bully reasoning astir however to assistance radical find their spot successful the caller AI economy.
“We calculated this hazard arsenic precise high. We really spot the interaction of AI connected the labour marketplace similar a tsunami hitting it. Globally, 40% of jobs volition beryllium affected by AI, immoderate enhanced, others eliminated. In emerging markets 40%, but successful beforehand economies, 60%. And that is happening implicit a comparatively abbreviated play of time,” Ms. Georgieva said.
She said the IMF volition proceed to enactment with countries to recognize what is happening successful AI and past however to task it for policies for the future. “We person to beryllium agile successful however we look astatine AI,” she said.
An IMF probe connected however AI is affecting the labour marketplace showed that successful United States, 1 successful 10 jobs already requires further skills and for those who person the skills, the occupation pays better.
“Now, with wealth successful their pocket, radical past spell and bargain much section services. They spell to restaurants, entertainment, past creates request for low-skilled jobs. And to our surprise, the full interaction connected employment successful the aggregate is positive. One occupation successful with AI, 1.3 jobs connected successful full employment. What does that mean? It means that a smaller conception of radical get higher opportunities,” she said, adding AI could destruct immoderate of the debased paying entry-level jobs.
“What concerns america the astir is that jobs that vanish thin to beryllium entry-level jobs. They are regular and they are easy automated. So if you are successful this spot of the labour market, that is easy automated, of course, that creates a hazard for you,” she said.
She said to woody with AI advancement, determination is simply a request to revamp acquisition strategy for a caller world. “People person to larn to learn, not to larn circumstantial skills truthful much,” she said.
Also, determination has to beryllium enactment and societal extortion for the melodramatic alteration successful the labour marketplace and to make an wide enabling situation for workers.
“It is important for the satellite to beryllium precise attentive to what works, what doesn’t work, and not sugarcoat the representation due to the fact that if we do, we would extremity up wherever we ended up with globalisation. People revolting against it, contempt each the benefits it brings, because, yes, the satellite was each benefitted, but immoderate communities were devastated. And the satellite did not wage attraction to this communities successful a timely manner,” the IMF main said.
The IMF is seeing however our countries are positioned successful AI adoption with immoderate countries really person much request for AI skills than supply, portion immoderate countries person much proviso of AI skills than demand, and immoderate person neither.
Stating that the astir important origin successful AI would beryllium its ethical foundation, Ms. Georgieva said, “when I look astatine advancement truthful far, we person done overmuch much connected the method broadside of AI, and overmuch little connected gathering that strong, ethical foundation, and putting guardrails that are not restricting innovation, but are protecting us.”

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